• Validated the information within KYC client profile, Customer Identification Program documents review, Sanctions & AML name screening disposition and Enhanced Due Diligence; • Ensured KYC records incorporate local regulatory requirements/Global Business Support Unit Standards; • Conducted analysis of risk and associated controls to identify root cause and collaborated with peers and management to report findings with solutions to mitigate risk/control issues; • Appropriately assessed risk when business decisions are made, demonstrating consideration for the firm’s reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy.

• Complied with the requirements of EU regulations for crypto currency transactions by building reporting, KYC and AML processes; • Investigated customer’s suspicious activity by matching KYC info, Unlimint banking system and SumSub screening platform to prevent losses; • Identified potential risks to the company’s reputation by monitoring customer’s activity in accordance with internal terms and conditions; • Followed anti-fraud protocols in a way that protects the company from harm caused by fraudsters/scammers' activity

• Assisted with monitoring service agreements to special requirements as well as inputting data into Company system. • Controlled of compliance with current legislation procedures and law. • Checked received documents from the counterparties in order to analyze the potential financial risk. • Filed and Prepared payment orders in online banking system • Developed new procedures, workflows and software tools related to AML/KYC/Compliance within the both Group and local regulatory framework • Worked with sanctions lists, lists of publicly exposed persons (PEP), lists of criminally prosecuted persons • Tax due diligence; • Coordinated payments with Sberbank on the daily basis

• AML Investigations Associate. Global Compliance Operations • Conducted a thorough investigation to establish the presence of AML transaction typologies through an extensive review of transactions, determine any correlations in the data based on reasonable expectations and prior experience. • Reviewed transaction activity to determine if the activity is high risk, which requires analyzing the relationship between the originators and beneficiaries of transactions and highlight the presence of indirect correspondent banking activity. • Created and maintained investigation documentation, including alert Suspicious Activity Report (SAR) history; Know Your Customer (KYC) information; relevant account and transaction data; research through Web and other internal sources. • Made a judgment on the risk, based on all findings such as the location of the business, the dollar values or transaction volumes involved, historical information and other pertinent information sourced through public sources; determine if any unusual or high risk activity needs to be referred to AML investigations for further review and assessment if it is reportable to regulators. Research Associate • Analyzed financial information including operating statements and net worth statements to determine appropriate property values based on appraised market prices, loan size, terms, and pricing. • Investigated credit ratings with credit reporting agencies and submitted regular credit and loan consumption reports to management. • Performed quality assurance/control functions on various financial reports and documentation to determine compliance with the investor requirements.

• Recommending and implementing sales activities and promotion activities for customers. • Reducing operational site costs by 25% through reorganization of budget, personnel and tasks. • Consistently building ongoing relationship to strengthen partnership with loyal clients and establishing credit lines with vendors.

• Generating and distributing daily metrics of new and unconfirmed trades. • Attending to requests from sales, trading, Derivative client services groups and Credit Chasers group to resolve documentation and risk system discrepancies. • Working with Transaction management group and legal on confirmation types needed special language. • Investigating non-standard bookings and liaising with sales and trading to ensure accuracy of confirmations. • Drafting and revising confirmations and uploading eligible trades to DTCC. • Optimizing the speed at which transactions are processed and will increase the probability that a confirmation is settled on time. Credit Operations Analyst • Reconciling cash for loan payments on a daily basis. • Data management of cash breaks using corporate software and Microsoft Excel. • Contacting counterparties to confirm trade details and to resolve the discrepancies.

• General support activities in accounts receivable. • Preparing invoices and checking sales and refund summaries of credit card transactions against daily batch reports and settlements. • Determination of fare basis compliance within company parameters. • Applying payments and recording journal entries in SAC accounting software. • Collaborating with customers and sales representatives to investigate and resolve billing issues. • Utilizing accounting software, SAP, MS Excel, Access and other industry software.