Ecoline Group - the leading group in waste processing business in Russian Federation. Governance: * Member of the Board * Member of the Budget Committee; Achievements: 1. Full life cycle from a couple of legal entities up to the largest holding of more then 15 during 6 years; 2. Group's revenue grew from RUB 2.5 billion to RUB 27 billion during two years (2018-2025) due to organic and inorganic growth, 3. Full cycle of construction of four “green field” projects: 2 waste recycling complexes, plastic recycling plant and plastic containers production: business plan, modeling, cooperation with designer, technical customer, general contractor, banks, etc; 4. Wide range of financing: project finance, issue of bonds, digital financial assets, letters of credit, factoring, leasing, working capital financing;l in total RUB 30+ bln; 5. M&A activities: 3 transactions closed during 2019-2022; 6. Joint ventures creation: 4 JV were set up; Responsibilities: 1. Cash flow management 2. Budgeting process management, 3. Capitalization growth, 4. Analysis and optimal structuring of the source of financing in relation to business needs, 5. Analysis of the efficiency/return of invested capital and search for new investment opportunities, 6. Finical accounting organization and management, control and compliance of actual to planned indicators with deep deviation analysis, 7. reporting, providing objective and reliable information to senior managers, coordination of information exchange flows between all departments, 8. liquidity gap control and management, 9. trade receivables control and management, 10. Loan portfolio management in line with Group’s strategy and objectives, debt level and maturity management.

 * Search and analysis of the new investment opportunities, valuation and structuring of transactions;  * Structuring of the private equity investment transactions, including PPP projects;  * Preparation, drafting and communication of the Term Sheets;  * Investment portfolio monitoring and management. 1. Investment portfolio management of the Fund in Russia and abroad (Germany): regular meetings/negotiations with shareholders, top management of the companies (CEO, CFO, COO) related to the potential for profitability growth, cost reduction, business optimization, etc. in order to increase the shareholders’ value for the Fund, as well as regular analysis of financial and management accounts of the companies. Regular representative at the Board of Directors meetings of clients where Fund is the investor: Group of Companies “Shokoladnitsa”, RBE Group, Monopoly. 2. Business Development: new projects’ analysis for new opportunities and potential investments in such sectors like street retail, mining (coal), infrastructure (RZhD), food production, recycling, logistics. 3. Budgeting, Financing, Audit and internal reporting of the Fund.

* Member of the Budget Committee of the Company; * Monitoring of operating activities of the Company; * Monitoring of the financial department and CFO of the Company.

* Organization and structuring of long-term financing (project and syndicated finance) of the commercial organizations, financial institutions and micro-finance organizations; * Syndicated financing; * Mezzanine financing; * Project financing; * Transactions structuring; * Preparation, drafting and communication of the Term Sheets; * Building, developing, maintaining relationships and developing effective cooperation with financial institutions, borrowers, audit companies and funds; * Loan portfolio management of the Bank in Russia. 2010 – 2014 Investments and project finance. Investments (loan & equity) in companies in manufacturing & services, agribusiness and real estate sector as well as lending to financial institutions (origination, investment appraisal and structuring to monitoring and closing/exit): Project execution as Project Manager/Team member (including due diligence, deal structuring and negotiation, preparation of documentation and presentation at the various levels of the Bank approval process: Credit Committees, etc.): • Financial and operational due diligence of financial institutions and corporates - complete financial and operational expertise; • Credit and financial aspects of project development, including financial analysis of projects, production of financial projections and cash-flow models; • Research, analysis and providing background information into companies or sectors; • Financial modelling; • Monitoring of financial standing and debt service quality of current borrowers; • Drafting Bank documents and correspondence • Providing administrative and analytical support in specific areas of project monitoring. • Taking a lead role on policy dialogue with the local authorities in agreed areas. Corporate Clients: PCMA Rus, KAMAZ, Komatsu, Saria, Takata, GM-Avtovaz, KDL (lab diagnostics), Splat (tooth paste producer), CNH, Axtone, Grupa Azoty (Poland), Rustavi Azot (Georgia), OSZ (glassware producer). FI Clients: NBD, Bystrobank, Forus Bank, Spurt bank, FINCA micro-finance organization, Rosevrobank, Delta Credit Bank, Credit Europe Bank, Absolut Bank. Other clients developed but stopped before final approval: Upax-Unity (production of disposable tableware), KuAZ (production of caprolactam and nitrogen fertilizers) Komos Group (Agriholding), Rosskat (production of wires), Vesna (liquid soap production), Technonicol Construction Systems (insulation producer), Volvo leasing, Air Liquide, MDMG (perinatal center), Sadko (dental clinics), Radumlya (logistic park), Partner Invest (residential construction), Polyplastic Group (pipe producer). 2014 – 2016 Investment and loan portfolio management of the Bank in Russia and abroad (Poland, Georgia): Regular meetings / negotiations with the top management of companies (CEO, CFO, COO) related to realization of the potential for profitability growth, cost reduction, covenants compliance, business optimization, etc. in order to minimizing credit risk for the Bank, as well as regular analysis of financial and management accounts of the companies. Deep understanding of all loan products of investment and commercial banks (syndication deals, club deals, mezzanine financing, equity investments), administration of debt instruments of different types, detailed preparation of credit and project documentation, continuous control and monitoring of covenant compliance by the Clients, regular internal reporting. Regular representative at the Board of Directors meetings of clients where EBRD is the investor. Existing customer relationships and portfolio management, new relationships development.

1. Transaction Support: financial and operational due diligence of financial institutions -complete financail and operational expertise of banks. 1.1 Analysis of (non)-audited historical financial statements; 1.2 Detailed analysis of essential balance sheet accounts: - Due to and from banks - Analysis of security portfolio - Analysis of the loan portfolio (corporate and retail) - Analysis of investments - Fixed assets - Other assets and liabilities - Analysis of due to customers and certified debts - Income statement Analysis - Analysis of Related party transactions - Analysis of off-balance sheet exposures 2. Business Risk Services: internal audit, internal control system analysis: 2.1 evaluation and monitoring of internal control system and related risks; 2.2 participation in auditing; 2.3 Identifying and documenting risks within the processes; 2.4 listing of risks related to each auditing business process; 2.5 Evaluation of operational controls efficiency. 2.6 post-monitoring and post-controlling of elimination of disadvantages and deficiencies as results of internal auditing; 2.7 Business processes description, identification of control procedures and/or lack of control.

1. Analysis of financial and credit standing corporate clients; 2. Analysis of credit risks based on information provided by Client; 3. Credit memorandum about practicality of financing; 4. Monitoring of financial standing and debt service quality of current borrowers; 5. Market research and analysis; 6. Pledge analysis and valuation.

1. Analysis of financial and credit standing corporate clients; 2. Analysis of credit risks based on information provided by Client; 3. Credit memorandum about practicality of financing; 4. Monitoring of financial standing and debt service quality of current borrowers; 5. Markets' analysis; 6. Pledge analysis and valuation.

Budget planning

Retail services