German language courses, maternity and childcare leave (have daughter of 2020 year of birth). I also was involved in small projects to prepare finance strategy and finance models.

KEY ACHIEVEMENTS • Undertaking significant participation in the credit portfolio growth (which is over EUR 500 million, more than 15 projects), what has been successfully influenced on development of the Group RESPONSIBILITIES • Deals’ structuring and coordination of processes to raise bank financing at offshore and on-shore levels • Working with finance documents under English, Russian and Cyprus laws • Fulfillment of CP (Conditions Precedent) and CS (Conditions Subsequent) for successful completing transactions • Provision of all financial, statutory and property documents for banks, external lawyers and valuers • Monitoring of all existing banks’ loans to ensure loan covenants' compliance

KEY ACHIEVEMENTS • Taking on the challenge of projects’ development with raising debt and equity financing RESPONSIBILITIES • Deals’ structuring and managing processes to raise project financing • Cooperation with local and International financial institutes in relation to debt and equity financing • Preparation business plans and financial modeling, deliver and design presentations, risks identification, SWOT-analysis

KEY ACHIEVEMENTS • Successful execution projects in debt financing with total amount of lending more than EUR 800 mln RESPONSIBILITIES • Deals’ structuring for arranging of project/ investment financing, M&A deals • Assessment of business plans, risks identification, SWOT-analysis • Deliver and design presentations, credit memorandums for Credit Committees • Budgeting: financial plans of the division

KEY ACHIEVEMENTS • Successful completion of credit deals with total amount of lending more than EUR 100 mln RESPONSIBILITIES • Deals structuring in relation to project financing against real estate mortgage and other security • Reviewing business plans, risks identification, SWOT-analysis • Preparation credit memorandums and reports on Credit Committees

KEY ACHIEVEMENTS • Volunteering to lead investment analysis regarding land plots' acquisitions for residential construction at more than 9 mln sq. m. RESPONSIBILITIES • Financial modeling and projects’ investment analysis • Deliver and design presentations for the Board • Participation in legal, technical and finance Due Diligence

KEY ACHIEVEMENTS • Performance in appraisals of commercial and industrial real estate under Russian and International Valuation Standards RESPONSIBILITIES • Appraisal of land plots, office/retail/warehouse/industrial real estate • Analysis of commercial and residential real estate markets • Financial modeling and investment analysis

KEY ACHIEVEMENTS • Optimization work processes in financial budgeting RESPONSIBILITIES • Construction companies’ monthly reports checking • Financial analysis of projected and actual expenses

KEY ACHIEVEMENTS • Participated in successful establishment of management accounts and strategic development RESPONSIBILITIES • Budgeting based on technical and financial assumptions • Calculation of all services, provided by the company to external legal entities • Financial analysis of operational activity • Control of branches’ financial KPI