Accounting Management - Costs Analysis. Financial Planning - Financial Modeling - Dynamic Budget - Budget Control - Cost Analysis- Financial Reporting. Investment Assessment / Capital Budgeting. Funding Management - Cash Flow Management. Accounting & Finance Restructuring . Project Finance - Project Management. ERP Implementation

Founder of Dixie Business Consultant

Natural Resources Transportation” Oil field services” – North Dakota-USA CFO (Report to the owner) Feb 2014 – June 2015. Highlights: - Achievement: Managed to move the business monthly turnover from $650K to $2 million in 10 months. - Managed monthly closing books as well as in charge of maintenance of all accounting process. - Prepared monthly financial reports. - Created annual budget, financial forecasting, and operating plan. - Set bonus scheme for operative staff as well as for operation management in order to increase overall business operation efficiency. - Monitored daily operation activity to ensure the operation level is progressing as per target plan. - Managed cash flow, negotiate with financial institution to increase business credit limits to meet business growth needs. - Handled construction project on behalf of the owner (Diesel Shop for truck maintenance” building”) in terms of: project cost, funding management, monitor project delaying and update construction progress vs. completion date. - Created business segment analysis for the truck wash ( part of the building project), and identifying: Breakeven point, full operation capacity, forecasting monthly gross turnover and net profit. - Liaised with CPA office for all reporting and deliverables (depreciation schedule, Aging reports, financial reports, and others) in order to close yearend financial report and taxation related matters. - Liaised with company’s lawyer, Handle legal matters on behalf of the owner (reviewing contracts, attend meeting with company’s lawyer for litigation case running between the owner and previous construction company.

AL Shurfa Investment LLC/Royal Group, Abu Dhabi, UAE (www.royalgroupuae.com) Finance Manager (Reporting to Chairman Nov 2008 – June2013) Company Profile: AL Shurfa Investment co. is a four years old company and has an investment strategy “Own a land and Build investment to lease or operate “for a different types of industries like Health Care and Hotel Apartments, Commercial Tower Offices, besides hunting any investment opportunity, whether stand alone or joint-venture. Highlights: • As a Head, direct entire finance responsibilities, finalize the annual budget, manage monthly accounts with annual budget comparison and manage cash flow. • Forecast financial analysis for potential investments and identifying the potential risks concerns. • Create financial reporting modules to control the operating investments. • Developing the capital funding programs in line with the underlying financial requirements of the ongoing projects. • Liason with the auditors for year end financial audit, with the banks & negotiate facilities for new investments (Real Estate Loan for approved projects) and liaison with the group legal department regarding reviewing contracts which are established with joinventure companies or other investment deals. • Monitor the progress of projects which are under construction ( cost, control delays, finance and fund management – debit / equity). • Studying the alternative financing options and providing advice on the proper financial structure. • Advising On the liquidity and financial obligations status of the projects and the company as whole entity. • Co-Develop a KPI’s set, review its performance and work out with the team to sort out any concerns. • Liaison with senior management team to oversee the entire financial and investment position of the group and its investment initiatives. • Implement Financial Oracle at Al Shurfa Investment. • Review all contracts associated with AL Shurfa investment (operator contracts, procurement contracts, other service providers ...Etc ). • Handling operators (health care operator, Hotel Operator) for establishing potential operation business plan for relevant projects (fund requirement, operation budget, recruitment, assets acquisition, ..... Etc.) . In April 2010, AL Shurfa started pre-operating activities for the first operation investment which is AL Ain Cromwell Hospital for women and children in AL Ain-UAE, planned to launch in May 2011 (http://www.alaincromwell.com/en/ ); as a member of the management committee manage: The Hospital has its own financial team including account manager, My role as a Finance Manager from the parent company is as the followings: • Negotiate with vendors for medical equipment and other Hospital capex ( AED 35 million )on commercial terms, lead time for delivery and thereafter finalize the contracts with the Hospital CEO. • Involved in screening and selecting the best HIS (Health Information System) and thereafter incharge of implementing HIS system as a project manager. • Review the operator contract in addition to the operator’s business plan. • In charge of negotiations with third party service providers and review vendor list every six months. • Incharge in part for recruitment activities of admin staff – finance & accounting, insurance management, medical stores and IT. • Monitor entire pre-operating activities and report these along with business plan comparisons including but not limited to Recruitment, Medical Equipment, other pre -operating exp., • Setup policies and procedures for Hospital finance and procurement department. • Reviewing the Hospital performance (Dr. wise, department wise, service department, consumables consumptions, Inventory volume). • Negotiate with Insurance companies (network provider) and manage the insurance activities. • Annual budget and setting a KPI’s (along with Hospital CEO) for the Hospital as a separate entity. • Overseen the Hospital as a subsidiary company and report the performance of operation against budget to the group board of directors on a monthly basis. • Had the opportunity to draft an agreement in coordination with an advocate and travelled with company’s Chairman to USA to meet an agriculture company and finalize the agreement as a joint-venture for importing agriculture products to UAE market through subsidiary company of AL Shurfa Investment (May 2010).

Achievement Highlights: • Set up and monitored different annual budgets according to the business segments: Bell – P&G. • Monthly evaluation of the business performance through analyzing Income statement and Balance sheet with the budget comparisons business segment wise by using financial ratios and monitored the structure of working capital. • Supported the sales department with various analysis reports to monitor the performance of the sales force, productivity, cost of call, and running different scenarios to achieve best results (high sales volume vs. lowest possible cost). • Analyzed the cost of distributing brand by channels and SKUs and the cost of implementing Sub distributor in order to create any opportunity that might have positive impact to the sales volume. • Inventory Management:  Defined & maintained economic volume base on Sales forecast & safety Stock volume to enhance working capital for each business division.  Identified slow & non-moving Items and coordinated with sales department to take appropriate action accordingly.  Monitored the inventory expiry date and monitored credit term for receivables and payables according to the finance policy terms. • In-charge for upgrading ERP systems by adding new integrated modules set up internal control system about monthly financial closing in all the 5 branches across different cities.

Achievement Highlights: • Recognized as one of the most dynamic managers who contributed to the company’s growth, as the real estate was booming in Dubai, I managed to sustain the business needs and we achieved growth (%250- %300) on a yearly basis. • Significantly built manpower from 90 in Jan 2004 to 1200 employees in four years. In addition to my responsibilities I was handling additional responsibilities as an Operational Manager: o Labour camps, recruiting plan. Properties for senior staff…. etc. o Overseen: Procurement department, QS department, HR department. • Controlled projects by observing & updating budgets against actual cost and cost to complete (for every project). • Negotiated with banks for facilities (bonds, LC’s with low cash margin, over draft, contract financing facilities, … Etc.) based on new projects and arranged yearly projection plan for cash flow & expected turn over “project wise “. Managed total projects $ 350 million at the same time. • Monthly financial reports with budget comparisons, Interim Financial report for third party business involved (Banks, Managing Director “Owner”, Top Vendors and Private lenders). • Create and Control monthly projects progress reports “Monitor & Tracking WIP “- (Final anticipate project value, Committed Cost, Cost to complete, change orders tracking sheets “submissions VS client’s approval”, delays…. Etc.). • Handled entire legal matters with the company’s advocate and updated the Managing Director accordingly; I had the opportunity to handle litigation case with company’s advocate. • Managed implementation of ERP Financial Application (Focus based on SQL), designed new models to fit the industry requirements, I customise budget module to interact and control procurement department when the end raise LPO for certain project. • Monitored histogram for each project, monitored man-hour cost, project prelims & over head.