Key competency • Tax calculation & reporting (Income tax, VAT, WHT, foreign income tax, property tax,) - control and maintain tax registers, reconciliation of differences; • Deferred tax calculation; • Transfer pricing, identification of controlled transactions and generation of notification; • Tax consulting & assistance to other departments o the tax related issues; • Communication with audit team and tax authorities, responding to the requests and providing required documentation, regular reconciliations; • Preparation and placement of periodic reports submitted to the tax authority as part of tax monitoring (information about ICS, risks, control procedures, results of control procedures); • Analysis of tax legislation, court practice on taxation issues; • Preparation and amendment into internal tax instructions, policies and tax registers; • Review of contracts from the tax standpoint, tax due diligence of the Bank's payments; • Review of new products & transactions; • Development of technical specifications for the automation of tax accounting registers, analytical reports, tax reporting; • Forecasting, tax risk management. Interaction with a foreign parent company on tax risks. _________________________________________ FUNCTIONS in risk management: • Identification and assessment of risks when performing transactions related to the acceptance of credit risk • Conducting an independent analysis of the creditworthiness of borrowers • Evaluation of loan applications for the provision of loan products to customers • Preparation of risk reports Main achievements: • the work of the division was formed from scratch, registers, policies, calculation methods were developed, risks were analyzed and minimized under existing contracts, procedures for interaction with the Bank's divisions were formed, and procedures were adjusted to display full information in the ABS; • representation of the Bank's interests in tax disputes, writing objections and supporting the Bank's position in the Federal Tax Service-cancellation of the tax service's decision to recover 1.7 million rubles in case of an error in providing information about open accounts; • refund and support of the Bank's position in the event of a refund of 80 million in connection with the recalculation and adjustment of tax for previous periods.

Key competency • Tax calculation & reporting (Income tax, VAT, WHT, foreign income tax, property tax,) - control and maintain tax registers, reconciliation of differences; • Deferred tax calculation; • Transfer pricing, identification of controlled transactions and generation of notification; • Tax consulting & assistance to other departments o the tax related issues; • Communication with audit team and tax authorities, responding to the requests and providing required documentation, regular reconciliations; • Preparation and placement of periodic reports submitted to the tax authority as part of tax monitoring (information about ICS, risks, control procedures, results of control procedures); • Analysis of tax legislation, court practice on taxation issues; • Preparation and amendment into internal tax instructions, policies and tax registers; • Review of contracts from the tax standpoint, tax due diligence of the Bank's payments; • Review of new products & transactions; • Development of technical specifications for the automation of tax accounting registers, analytical reports, tax reporting; • Forecasting, tax risk management. Interaction with a foreign parent company on tax risks. _________________________________________ FUNCTIONS in risk management: • Identification and assessment of risks when performing transactions related to the acceptance of credit risk • Conducting an independent analysis of the creditworthiness of borrowers • Evaluation of loan applications for the provision of loan products to customers • Preparation of risk reports Main achievements: • the work of the division was formed from scratch, registers, policies, calculation methods were developed, risks were analyzed and minimized under existing contracts, procedures for interaction with the Bank's divisions were formed, and procedures were adjusted to display full information in the ABS; • representation of the Bank's interests in tax disputes, writing objections and supporting the Bank's position in the Federal Tax Service-cancellation of the tax service's decision to recover 1.7 million rubles in case of an error in providing information about open accounts; • refund and support of the Bank's position in the event of a refund of 80 million in connection with the recalculation and adjustment of tax for previous periods.

Key competency: •Tax reporting (Income tax, VAT, WHT, property tax) - control and maintain tax registers, reconciliation of differences; • Tax consulting & assistance to other departments o the tax related issues; • Review of new products & transactions; • Review of contracts from the tax standpoint, support of business projects; • Communication with audit team and tax authorities, act as the first contact person for tax audits, responding to the requests and providing required documentation, regular reconciliations; • Preparation and amendment into internal tax instructions and policies; • Collaborating with IT department on optimizing tax function and automating processes • Calculation of taxes, sending declarations through electronic channels (software GNIVTs); •Track of tax legislation and regulations affecting the organization and methodology of tax accounting; Main achievements: • successful completion of the on-site tax audit of the Federal Tax Service of the Russian Federation; • testing and successful migration to new banking software with the introduction of additional elements of tax control; • updating of internal methods and procedures of settlements in connection with changes in the tax legislation of the Russian Federation

Key competency • Tax expertise and clarification of the Bank's payments for tax risks; • Tax calculation (VAT, preparation and submission of nonresident's income tax return, PIT (in terms of calculating the material benefits of the Bank's customers); • Calculating income tax, maintenance and development of tax registers; • Analysis of changes in tax legislation, adjustment of tax administration policy taking into account the changes; • Collaborating with IT department on optimizing tax function and automating processes; • Tax audit support (internal/external, tax authorities communication, pre-court litigation); • Interaction with tax authorities: answers to the requirements of tax authorities on taxes, counter audits; • Sending declarations through electronic channels (software GNIVTs). Main achievements: • successful completion of the on-site tax audit of the Federal Tax Service of the Russian Federation; • participation in the formation of objections to maintain the position of the Bank in tax disputes in court on the fact of challenging the revealed violations during the audit; • introduction of additional control elements - reconciliation of the completeness of the reflection of VAT-taxable transactions and minimization of the risks of incomplete payment

Key competency: • Tax audit. • Tax consulting & assistance to clients the tax related issues. • Participation in Tax Due Diligence projects.