I am responsible for: - Legal support - Anti-money laundering - Informational security - Compliance - Co-operation with Central Bank of Russia, state authorities and regulators - Co-ordination of Internal Audit activity - New products launch - Interaction with Supervisory Board

Compliance function. Participate in implementation of controls, rules and principles throughout the company: review internal processes and procedures: check conformity and integrity; regularly update the library of internal regulation; collect information and follow up on non-compliance dysfunctions; undertaking and maintaining a Compliance Risk Assessment, provide assistance in identification and assessment of compliance risk areas; contribute towards development of annual Compliance plans and ensure that milestones and deliverables on the plan are effectively completed; ensure effective communication and co-ordination with other departments; maintain key relationships with all relevant regulatory authorities and self-regulatory industry associations to ensure the Bank is fully represented in all discussions relating to regulatory developments; Participate in development and implementation of policies, procedures and practices designed to promote compliance with regulatory requirements; participate in development of compliance controls capable of preventing and detecting significant instances and patterns of illegal, unethical, or improper conduct represent the Bank with external regulators and self-regulated bodies (on-site audits, consultations); work closely with the Bank external auditors to ensure minimization of all compliance control risks to the business preparing the documents for the internal audit; ensuring that the Bank follows the legal and regulatory requirements which pertain to its business, to all constituent documents and internal rules and procedures, monitoring legislation development which potentially impact on the Bank’s activities; managing compliance issues within the Bank’s leading enterprise compliance efforts, designing and implementing internal controls, policies and procedures to assure compliance with applicable local, state and federal laws and regulations and third party guidelines; managing audits and investigations into regulatory and compliance issues; responding to requests for information from regulatory bodies; advising and interacting effectively with the operational management team, as well as coordinate effectively with the Legal Department in accordance with the roles and responsibilities for the respective departments as set out in the Code of Conduct; advise and collaborate closely with the compliance department on Anti-Money Laundering and Anti-Fraud requirements in the relevant jurisdictions; co-operation with professional participants of financial market regarding corporate actions and events and others; co-ordination of the preparing of the reports regarding the corporate management; ensuring that “large” deal are made in compliance with procedures stipulated for corporate actions in current corporate legislation, IPO, and others; making due diligence of the types of Bank’s activity which have difficult processes and procedures and need to be under constant control; Operational risks. Participate/assist in deployment of three lines of defense throughout the company: collect information on operational incidents, losses and risk exposures; monitor key risk indicators, propose on improvement; monitor results of permanent supervision, prepare summaries; follow-up on implementation of action plans to manage operational risks; collect data/prepare regular internal and external reports and summaries; promote control culture: give trainings and consultation to the company staff; monitor changes in legislation and other applicable rules and conditions; Other functions. Define legal strategy in different areas of Company’s activity (contractual relations, M&A, litigation, business ethics, participation in up-front in any project or activity of the Company having a business critical legal impact, prioritization of own activity portfolio with regard to business impact

Main responsibilities: • Support for follow-up to corporate actions, micro financial activity, requirements to consumer loan, credit bureaus, etc. • Co-operation with authorities • Personal data protection in the Company (implementation of processes from the beginning to the end) • Provide general, commercial legal and regulatory advice to various departments across organization including sales, operations, marketing and compliance. • Prepare, review and negotiate commercial agreements with existing and potential business partners in multiple jurisdictions providing services under different business models, including agreements for the standard/new products, marketing, agency, production, professional services, telecommunication and customer support, employment and consumer contracts. • Provide robust regulatory advice associated with the operational issues of the licensed entities in the respective territories; liaise with the local regulator as may be required. • Advise and collaborate closely with the compliance department on Anti-Money Laundering and Anti-Fraud requirements in the relevant jurisdictions. • Manage outside legal counsels in multiple jurisdictions on international regulatory research assignments, contract reviews, advertising and marketing restrictions, l data protection and privacy laws. • Collaborate closely with the data privacy team in ensuring compliance with applicable data protection and privacy requirements in the relevant jurisdictions and MoneyGram policies and procedures and security requirements. • Oversee and manage litigation process with outside counsel. • Assist with mergers, acquisitions, and divestitures as required. • Review proposed advertisements and marketing materials (print, radio, TV) to ensure compliance with local laws and company advertising guidelines. • Address general ad-hoc legal queries from internal business stakeholders and senior management. • Actively participate in the development and adherence with the standard departmental procedures, ensuring projects’ full compliance with internal policies and procedures, maintaining appropriate internal controls and involving all appropriate departments as may be necessary. •Responsible for management of the internal control and compliance department function; •Communicate the management and Board of Directors’ strategy for the internal control and compliance to the staff of the department; •Checking and assessment of the effectiveness of internal controls; Checking of processes and procedures of internal control; •Ensure that the Company’s business operation comply with with the legislation of the Russian Federation to state authorities and the Bank of Russia; •Monitoring systems and ensuring that they are working as intended; •Supervising training and competence of individuals with the Company; •Responsible for the contact with CBRF and other authorized regulators; •Preparing the documents for the internal audit. •Any other ad-hoc duties as directed by line manager.

Responsibilities: - Compliance issues; • Responsible for management of the internal control and compliance department function; •Communicate the management and Board of Directors’ strategy for the internal control and compliance to the staff of the department; •Checking and assessment of the effectiveness of internal controls; •Checking of processes and procedures of internal control; •Ensure that the Bank’s business operation comply with with the legislation of the Russian Federation to state authorities and the Bank of Russia; •Monitoring systems and ensuring that they are working as intended; •Supervising training and competence of individuals with the Bank; •Responsible for the contact with CBRF and other authorized regulators; •Preparing the documents for the internal audit. - ensuring that the Bank follows the legal and regulatory requirements which pertain to its business, to all constituent documents and internal rules and procedures, monitoring legislation development which potentially impact on the Bank’s activities; - managing compliance issues within the Bank’s leading enterprise compliance efforts, designing and implementing internal controls, policies and procedures to assure compliance with applicable local, state and federal laws and regulations and third party guidelines; - managing audits and investigations into regulatory and compliance issues; - responding to requests for information from regulatory bodies; - advising and interacting effectively with the operational management team, as well as coordinate effectively with the Legal Department in accordance with the roles and responsibilities for the respective departments as set out in the Code of Conduct; - arbitrage (court cases with Regulators); - co-operation with the Shareholders, the Board of Directors, Management Board regarding (all hereinafter – Management): • the Minutes of Management; • preliminary investigation of the subjects which should be discussed on the Management meetings; • co-ordination of the approval process of decision-making, follow up of the decisions and tasks made by Management; • giving an expert opinion on special questions for the Management; • organization of all meeting of the Management, agenda for Meetings, preliminary work with all matters of the meeting (research, investigation, analyze and others); • ensuring that the annual report and other documents, which shall be submitted to the Shareholder for annual meeting and non-session meetings, will be prepared in time, and to provide the Shareholder with the access to all these documents; • ensuring that corporate actions regarding the Management activity are in compliance with corporate law, including the Agenda, Schedule of the sessions, invitees to meetings if any; • Keeping all Minutes of the Management’s Meetings and materials. - Disclosure of the information on corporate actions in accordance with the procedure stipulated in current legislation; - informing the Management on all non-compliance issues and breaches of requirements of current legislation, Group requirements and internal rules and procedures; - co-operation with professional participants of financial market regarding corporate actions and events and others; - co-ordination of the preparing of the reports regarding the corporate management; - ensuring that “large” deal are made in compliance with procedures stipulated for corporate actions in current corporate legislation, IPO, and others; - making due diligence of the types of Bank’s activity which have difficult processes and procedures and need to be under constant control; - approving the internal documents, procedures; - maintenance of the Insiders list and the List of affiliated persons, submitting the reporting to the Central Bank of Russia, the List of Insider information, and others actions liable with the maintenance and update of Lists stipulated in this item; - consulting and supporting the Bank activity on financial markets, knowledge of financial instruments, legislation on securities markets; - experience regarding immigration services in a corporate environment / professional services environment, experience of co-ordination of HR activity and consulting on HR issues - Identify and contribute to development of the best legal practices on local and regional level; - Analyze possible legal implications of business strategies and tactics; - Analyze all aspects of business, operating environment and corporate values; - Define legal strategy in different areas of Bank’s activity (contractual relations, M&A, litigation, business ethics, participation in up-front in any project or activity of the Bank having a business critical legal impact, prioritization of own activity portfolio with regard to business impact - Build awareness on legal issues at all levels of the business, supporting by giving seminars or discussion forum for staff, and review or implement standard procedures covering key legal issues - Manage all issues related to corporate law; - Legal assistance and advice on all aspects of activity of Financial Markets / Equity Markets as well as all other divisions of the Bank if necessary Defend the interest of the bank in all matters in dispute and litigation/arbitration, before the governmental agencies; - Represent the bank at professional and banking associations on legal and regulatory issues - Assisting with any internal investigations as needed; - Repository interaction, implementation of the reporting procedure to Repository (start-up project) - General administration of Compliance department. - Liaison with Chairman of the Managing Board and Deputy Chairman of the Managing Board of the Bank on AML and with Compliance issues. - Ensure compliance with local AML and Compliance legislation (here and thereafter – or other applicable legislation of Russia). Monitor corresponding websites and other publications for announcements, updates, amendments and changes to regulations on a regular basis. - Ensure implementation of and compliance with the local and group-wide regulations on the subject of capital-market compliance, including insider dealing and market manipulation, conflict of interests, information barriers, personal account dealing etc. - Conducting Compliance training for employees who carry out cash and non-cash transactions in the Bank. - Regular reporting to Head Group Compliance on performance of compliance activities. - Implementation of organizational and technical measures to minimize fraud risks considering the group-wide approach, e.g. Global Gift Policy etc.

Main Responsibilities: • analysis of legal concepts in such fields as corporate and commercial law, international private law, antitrust (antimonopoly) and securities regulations, civil litigation, administrative procedures, law of intellectual property; • proactively participate in legal affairs working groups and commissions of industry groups in order to identify and influence on legislative projects; • develop a network and benchmark best practices with in-house lawyers of other innovative companies and outside counsels; • application of legal knowledge to client situations, including more complex, judgmental areas; identification of the most efficient creative solutions to legal problems; • drafting agreements, memoranda, client correspondence, legal opinion letters and engagement reports; • discussion of moderately complex legal issues and liaison with client management; efficient communication with other project team members; • review of certain legal documents prepared by other departments, including draft due diligence reports; supervision over the work of less experienced personnel; • making presentations for clients and other team members; including: 1. Corporate responsibilities: - Reporting to the Group on legal matters; - Management of corporate issues of the parent company and its Russian subsidiary - incorporation, increase of share capital; - Amendments and registration of the Articles of Association and the Charters; - Registrations and permissions; - Responsible for compliance of Group contracts with local requirements (management fee, technical assistance); - Building cooperation with head office and other Russian subsidiaries legal departments; 2. Local responsibilities: - Corporate legal; - Contractual work; - Development of contracts and other legal documents for company’s activities, implementation of DBB for contracts monitoring and standard key contracts; - Review of contracts for company’s departments; - Legal negotiations with suppliers and counterparties; 3. Law compliance – Merger project: - Responsible for ensuring the compliance of the Company towards Russian Laws and International Law; - Leading team member in the project of merging entities; 4. Administration relationship: - Representing the interests of the Company towards administrations and to build relationships; 5. Insurance: - Managing the insurance policy (Group policy) in stores, improving emergency procedure for stores to ensure efficiency of insurances; 6. Reporting directly to the CFO; 7. Managing a team of 7 persons; 8. Take part to monthly meeting with board of directors and responsible of departments; 9. Working directly with other directors of the board; and - Delegated responsibility for team to ensure quality of work and efficiency; - Review productivity percentage of team members (weekly/monthly); - Providing input for performance appraisal team members; - Develop and coach team members; - Create and arrange general correspondence with clients, notary, external advisors, banks, regulatory bodies and other relevant parties. - Assist in incorporations and share transfers of client companies in close co-operation with the client, notary, law firms and tax firms. - Draft legal documents e.g. management agreements, loan agreements, minutes and proxies. - Review and assess relevant legal documentation and advice from third parties. - Signal any legal or tax issue of a client transaction and liaise with the client and/or advisors. - Ensure that all legal procedures remain in line with applicable law and overall objectives. - Continuously develop strong working relationships with consultants and clients involved within the group and adequately keep up with activities and refer them to third parties, such that the possibilities of activities to be referred to the group are increased. - Collect outstanding receivables. - Maintain excellent communication with the assigned clients. - Maintain contact with auditors, tax advisors, lawyers, notaries and other involved parties in order to obtain the required information. - Handle all obligations of a transaction if applicable. - Keep updated about changes in local (relevant) legislation. - Perform chargeable client work. 10. Strategy development: - Analyze all aspects of business, operating environment and corporate values; - Define legal strategy in different areas of Company’s activity (contractual relations, M&A, litigation, business ethics, participation in up-front in any project or activity of the Company having a business critical legal impact, prioritization of own activity portfolio with regard to business impact 11. Other responsibilities: - Build awareness on legal issues at all levels of the business, supporting by giving seminars or discussion forum for staff, and review or implement standard procedures covering key legal issues - Manage all issues related to corporate law; - Defend the interest of the company in all matters in dispute and litigation/arbitration, before the governmental agencies; - Represent company at professional and industry associations on legal and regulatory issues - Assisting with any internal investigations as needed.