Preparation and sending of the actual register of contracts with overdue liabilities to Regional Department of Liabilities Collection (RDLS) exectutives Preparation of registers of Bank’s contracts with overdue liabilities for further upload into Acess Compilation of overdue liabilities collection result report by each individual and RDLS overall Payment monitoring for contracts located under bailiff strategy Preparation of managing result of Bank’s portfolio statement on monthly and intervening bases Flow of contracts in RDLS portfolio report compilation Preparation of new forms of reports for top management on call Uploading into banking database contracts’ with overdue liabilities Consulting and coaching RDLS executives in other regions of new program for managing overdue liabilities

Interconnection provision for clients Fright Flow Management for different types of transport on Russian territory Sales Analysis, compilation and publication of the reports required Inventory and Remains Analysis Planing and Forcasting of sales volume Effectivness control of pricing and assortment policies of the company Identification of the most reasonable directions for future development Preparation and control over transportation documentation Issue of documents to drivers and clients

Credit Portfolio Analisis Analysis of management accounting reports Accounts receivable and accounts payable analisis Financial codition Analisis of the borrower Control over arising overdue laabilities Reports compilation for Credit Committee Credit Load Calculation Participation in process of coordination of conditions on credit deal Away audit of the client

Collection and interpretation of information on clients and debtors Conduction of fanasial condition analisis Structuring factoring transactions Valuation of warrantors of the factoring transactions Generation and conduction of credit records Preparation of documentation for decision making on credit limits at Credit Committee Work with primary documentation Mortgage assurance analysis Ring around companies Defining the sizes of financial limits Financial Analisis of Condition and Credit Risk Analysis Calculation of credit limits for corporate borrowers Control over provision of full pack of documentation on factoring transaction Provision of regular reports (as well management accounting reports) on risks for the top management of the company