- Customer borrower ratings (financial analysis and risk assessment) assigning and monitoring; - Preparation of Risk Managment Department conclusion on credit applications; - Preparation of motivation and professional judgments about the financial condition of the borrower in accordance with legislation and CB RF recomendations; - Assigning category of quality for each client and reserves creation for bad debt (including the account transactions) for legal entities (loans, guarantees, letters of credit), as well as credit institutions on a daily basis; - Central Bank compliance control; - Central Bank, external and internal auditors request procession; - Monitoring of financial and economic activities of the borrowers; - Drafting of technical tasks for IT-Software development company to improve banking operations; - Working with CB request, external and internal auditors; - Work with external organizations on various issues; - Various Risk Management Departmenr reports;

- Consideration of customer credit applications, analysis and risk assessment of the deal. - Preparation of Risk Managment Department conclusion on credit applications. - Monitoring of financial and economic activities of the borrowers. - Preparation СС Minutes and Agenda.

- Consideration of customer credit applications, analysis and risk assessment of the deal (legal entities+ banks including non-residents) - Preparation of Risk Managment Department conclusion on credit applications. - Preparation of motivation and professional judgments about the financial condition of the borrower in accordance with legislation and CB RF recomendations. - Assigning category of quality for each client and reserves creation for bad debt (including the account transactions) for legal entities (loans, guarantees, letters of credit), individuals, as well as credit institutions on a daily basis. - Revaluation reserves of foreign currency loans on a monthly basis. - Monitoring of the correctness of the limits in ABS Bank (Inversia XXI century). - Check the 118th form for compliance with accessories companies to groups of limitation. - Compliance monitoring of the bank ratios in accordance with CB RF regulations (139-I, 2005-U). - Monitoring of financial and economic activities of the borrowers (credit institutions residents - monthly; non-resident credit institutions - each year, non-credit organizations - on a quarterly basis). - Preparation of the bank's liquidity report (based on 634 form), Risk Managment reports for Department of foreign exchange controls, report of daily credit operations, statement of cash flows, statement of reserves, report on operational risks. - Banks rating calculation on a monthly basis (including using the "INEC" software ). - Preparation of documents for the reports 254-P, 283-P, 387-P, assen quality ratio report, reports on profitability and return in accordance with 1379-U), a report on Form 808 on a monthly basis. - Preparation СС Minutes and Agenda. - Drafting of technical tasks for IT-Software development company to improve banking operations. - Working with CB request, external and internal auditors. - Work with external organizations on various issues. - Preparation and addition of job descriptions in accordance with the amendments to the legislation of the Central Bank of the Russian Federation.

- Organization of coordination and interaction of credit bank departments and units. - Client processing control. - Client dossier making. - Request and check of required documents (for juridical expertise and expertise of economical security service). - Forming office memorandum on required expertise execution. - Verification and transmitting credit documents to the e-archive. - Estimation of pledge and discount calculation (vehicles, goods in circulation, real estate) - Forming project text of juridical documents, like agreements on recovery of pledge property, agreement protocols on transaction conclusion, etc.) Turnover control. - Forming Pledge conclusion and pledge agreement enclosure. Request document for deal with real estate registration in government agency and trip to registration house. - Execution of Pledge monitoring (Quarter) - Interaction with found of credit assistance of Moscow and Moscow region (request and performing of required documents, forming required letters and memo, commission pay control, etc.). - Preparation materials and project for bank authorities. - Deal control on all process phases. - Further interaction with client of all credit stages.

- Premier credit request processing. - Request and control of required documents. - Financial and business analysis. - Inspection of client’s business (trip to the main client’s business) - Analytical form filling. - Accepting decision on client’s creditability. - Client representing on Senior Credit Committee. - Quarter financial monitoring execution.

Full cycle of credit process: - Meetings with client, preparation of credit dossier (incl. business and financial analysis based on B&S, P&L, cash-flow project), inspection of pledge. - Solvency analysis. - Presenting and defending of client on Senior Credit Committee. - Monthly/Quater monitoring of client.

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